Economy/SPY / Money
ValuationUpdated with every release

SPY / M2 Money Supply Ratio

This ratio divides SPY's month-end price by the M2 money supply, asking a deflated-valuation question: how expensive are equities relative to the stock of money in the economy? When money supply grows faster than stocks, the denominator absorbs nominal gains; when stocks outrun liquidity, the ratio stretches.

Latest reading

As of April 2026, SPY / Money (SPY ÷ M2 (scaled)) stands at 31.51 — up from 28.67 the prior reading. The ratio's secular highs (2000, 2021-era peaks) flag markets that outran their monetary base; lows (2009) marked generational entries. Because M2 growth varies regime-to-regime, treat this as a slow valuation context layer — not a timing tool. The YoY rate shows whether equities are currently re-rating faster than money creation. Series history runs from 1993 to present.

Source
SPY month-end close (TradeStation) ÷ M2 via FRED (M2SL), monthly, ratio ×1000
Methodology
M2
Updates
Monthly
Last: 2026-04-01
SPY / Money2026-04-01
31.51
from 28.67

SPY ÷ M2 (scaled)

All-time high 31.92 (2000-03)
All-time low 8.89 (2009-02)
Since 1993
Observations 400
01

Full history

Range:
SPY ÷ M2 (scaled)SPY price (right, since 1993)
02

How to read it

The ratio's secular highs (2000, 2021-era peaks) flag markets that outran their monetary base; lows (2009) marked generational entries. Because M2 growth varies regime-to-regime, treat this as a slow valuation context layer — not a timing tool. The YoY rate shows whether equities are currently re-rating faster than money creation.